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Ancillary cover in private health insurance can assist with which of the following costs? (A) General practitioner fees (B) Prescription and other medications (C) Physiotherapy, dental services and optometry (D) Treatment as a private patient in either a public or private hospital - HSC - SSCE Personal Development and Physical Education - Question 5 - 2013 - Paper 1
Question 5
Ancillary cover in private health insurance can assist with which of the following costs? (A) General practitioner fees (B) Prescription and other medications (C)... show full transcript
Worked Solution & Example Answer:Ancillary cover in private health insurance can assist with which of the following costs? (A) General practitioner fees (B) Prescription and other medications (C) Physiotherapy, dental services and optometry (D) Treatment as a private patient in either a public or private hospital - HSC - SSCE Personal Development and Physical Education - Question 5 - 2013 - Paper 1
Step 1
Identify the relevant costs covered by ancillary cover
Answer
Ancillary cover in private health insurance generally assists with additional healthcare services that go beyond traditional hospital and medical expenses. It is primarily aimed at covering costs such as:
- Physiotherapy
- Dental services
- Optometry services
Therefore, the most accurate answer from the options given would be option (C) 'Physiotherapy, dental services and optometry'.
Step 2
Evaluate other options
Answer
The other options are less relevant to ancillary cover:
(A) General practitioner fees are generally covered under basic health insurance rather than ancillary cover.
(B) Prescription and other medications may or may not be covered depending on the specific policy but are not typically included in ancillary cover.
(D) Treatment as a private patient in either a public or private hospital mainly falls under hospital cover, not ancillary cover.