Outline four factors that the bank would take into account when deciding on whether to grant a loan to Anita and Mark - Leaving Cert Business - Question A - 2006

The bank will review the credit history of both Anita and Mark. A good credit rating indicates reliability in repaying debts, while a poor credit rating may raise concerns about their creditworthiness and increase the risk for the bank.

The bank will want to know more about the background and experience of Anita and Mark as business owners. Effective management skills and industry experience can influence the bank's decision positively.

The specific reason for the loan will be evaluated. A clear and compelling purpose, such as expanding their business or improving their services, will be seen as a positive factor in the loan application.