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Outline two benefits of private health insurance - Leaving Cert Home Economics - Question 10 - 2012
Question 10
Outline two benefits of private health insurance. (i) (ii)
Worked Solution & Example Answer:Outline two benefits of private health insurance - Leaving Cert Home Economics - Question 10 - 2012
Step 1
(i) Payment of consultants and GP fees; choice of private or semi-private hospital;
Answer
One of the key benefits of private health insurance is that it covers the payment of consultants and General Practitioner (GP) fees. This enables individuals to access healthcare services without the burden of high out-of-pocket expenses. Additionally, policyholders have the option to choose between private or semi-private hospitals, allowing for greater flexibility and comfort in their healthcare choices.
Step 2
(ii) Medical treatment abroad; tax relief; stays at convalescent homes; treatment in private outpatient clinics; allows for faster access to treatment;
Answer
A second benefit of private health insurance includes the provision for medical treatment abroad, which can be essential for accessing specialized healthcare not available locally. Furthermore, many private health insurance plans offer tax relief, making healthcare more affordable. The plans may also cover stays at convalescent homes and treatments in private outpatient clinics. This access leads to faster treatment options, reducing waiting times and contributing to overall better health outcomes.