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12 cards from this deck
Obtaining money from a financial institution to repay with interest by an agreed future date
Buying on credit
Borrowers must pay interest on the amount owed
To buy expensive items like houses or cars
To cover unexpected costs like medical bills
Match borrowing period to the purpose of the loan
Check if monthly leftover income covers the repayment
Banks, credit unions, building societies, lenders
Asset securing loan; lender can take if unpaid
Someone who repays your loan if you cannot
Annual Percentage Rate - yearly cost of borrowing
Being behind on loan repayments
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