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10 cards from this deck
% charged for borrowing money over specific time period
Actual rand amount paid for borrowing money
Interest calculated only on original principal amount
Constant each period
Interest = P×r100P \times \frac{r}{100}P×100r
Interest on current balance (principal + accumulated interest)
Increases each period
A=P×(1+r)nA = P \times (1 + r)^nA=P×(1+r)n
Compound (even at lower rates)
Balance after deposit, not full cash price
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