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15 cards from this deck
Profit-making for shareholders
Widest variety of financial products & services
Sophisticated online banking platforms & mobile apps
Higher interest rates on loans & mortgages
Various fees add up significantly over time
Member-owned cooperative (not for shareholder profit)
Significantly lower interest rates on loans
Owned by members, money lent from member deposits
Limited range of financial products vs banks
Loan amount linked to member's savings history
National postal service + financial services
Tax-free products guaranteed by Irish State
Zero commission charges on currency exchange
Higher ATM withdrawal fees
€0.60 vs €0.35 maximum
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