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12 cards from this deck
Saving or buying on credit
Putting money aside until you can afford it
You earn interest (extra money)
You have to wait for the item
Credit union, bank/building society, post office
Cost of borrowing or reward for saving money
Use item while paying; helps with large purchases
Overspending, higher cost (interest), debt risk
Pay in instalments; don't own until fully paid
Keeps important family paperwork organised
Passports, bills, receipts, school reports, bank statements
Bills paid on time, saves time, easy access to documents
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