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13 cards from this deck
Irish law regulating credit agreements & protecting consumers
Allows withdrawal from credit agreement without penalty
Total repayment, interest, fees, schedule, rights
Annual Percentage Rate
True yearly cost of credit including interest & fees
Must show APR & not mislead
Proper licence from regulatory authorities
Clear, complete info about credit terms & costs
High-pressure tactics & unfair credit terms
Supervising & regulating credit institutions
Investigates complaints & enforces consumer rights
Fines, licence revocation, legal action
Ensures fair treatment & transparency in credit
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