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15 cards from this deck
Store cards have higher interest rates
Interest-free periods & loyalty points/rewards
Revolving credit
Spend more than account balance up to pre-arranged limit
Set period, predictable monthly payments, clear end date
Full balance must be paid each month
No interest charges
After all payments are completed
Repossession of the item
Percentage charged on borrowed amount
Origination fees, late payment penalties, annual fees
Builds positive credit history for future loans
Dispute resolution & fraud protection
Risk of overspending and unmanageable debt accumulation
Damages credit score, late fees, increased interest rates
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