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15 cards from this deck
Physical currency (notes & coins) for immediate payment
Spending control - only spend what you physically have
Security risk - if lost/stolen, cannot be recovered
Written orders instructing banks to transfer money
Can be cancelled if lost or stolen
Processing time - takes several days to clear
Electronic cards accessing money from your bank account
Immediate transfer of funds reflected in real-time
Card skimming, online fraud, unauthorised use if lost/stolen
DD varies amount; SO transfers fixed amounts you control
Ensures bills paid on time, preventing late fees
Borrow money from issuer, repay with interest if not in full
Establishes positive credit history for future loans
High interest rates if balances not paid off monthly
Complete banking services through secure internet platforms
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