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10 cards from this deck
Using past events to estimate future outcomes
By observing patterns and trends in past events
Likelihood over a period, not each individual event
More data makes predictions more accurate
Collect data, identify patterns, calculate, predict
Track accident data to set rates for different groups
Historical data shows higher accident risk for males
Probability is prediction, not certainty - no guarantee
Individual events may vary, but overall trends hold true
Predictions become more reliable with several years' data
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