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Simple: (1±in)(1 ± in)(1±in) linear; Compound: (1±i)n(1 ± i)^n(1±i)n exponential
A=P(1+in)A = P(1 + in)A=P(1+in)
A=P(1+i)nA = P(1 + i)^nA=P(1+i)n
A=P(1−in)A = P(1 - in)A=P(1−in)
A=P(1−i)nA = P(1 - i)^nA=P(1−i)n
Only on original principal amount
Principal + previously earned interest
Stated annual rate without compounding frequency effect
Actual rate earned with frequent compounding
Effective always higher when compounding > once/year
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