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Equal payments at regular intervals for specific period
Regular deposits earning compound interest for future use
Regular payments to repay loan/bond with compound interest
Missing a payment for a particular month
Early deposits earn more interest (compound longer)
F=x(1+i)n−1iF = x\frac{(1 + i)^n - 1}{i}F=xi(1+i)n−1
x=F×i(1+i)n−1x = F \times \frac{i}{(1 + i)^n - 1}x=F×(1+i)n−1i
Future value (total amount accumulated)
Fund to save for replacing equipment/assets that depreciate
Divide annual rate by 12, multiply years by 12
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