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10 cards from this deck
Excludable and rivalrous
Non-excludable and non-rivalrous
No incentive to pay if can't be excluded from consuming
Can't provide to one without others consuming too
Some traders have better info than others
All market participants have equal information
High-risk person more likely to buy insurance
Insured person takes more risks
Undervalued by consumers; too little consumed
Overvalued by consumers; too much consumed
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