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10 cards from this deck
Loan with regular payments to reduce balance over time
Investment earning interest with regular withdrawals
Vn+1=RVn−DV_{n+1} = RV_n - DVn+1=RVn−D
Balance/value after nnn payments
Regular payment amount
Growth multiplier
R=1+r100×pR = 1 + \frac{r}{100 \times p}R=1+100×pr
Number of compounding periods per year
p=12p = 12p=12
Loans: owe money; Annuities: invested money
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